There is a new model in the financial services industry.  The traditional brokerage model provides incentives for brokers and sales representatives to aggressively market expensive products that don't necessarily meet client needs, or to trade excessively to generate commission income.  This structure creates conflicts of interests.  The independent "fee only" RIA model turns this process around by properly aligning incentives to put the client first.  This allows independent RIAs to focus on their clientss needs rather than "pushing products."

Our Mission

AIS provides investment management and information based on portfolio diversification, discipline and cost effectiveness consistent with the scientific research findings of the American Institute for Economic Research (AIER).  We serve the interests of individuals and organizations through these advisory services and the sale of investment publications.  AIS seeks to maximize shareholder wealth by acting solely in the best interests of our clients and readers.

Our Research Process

Our investment research process involves a unique feedback loop that combines academic rigor and "real world" application .  Our inputs include a review of capital markets data going back as far as 1926, a competitive investment management marketplace that constantly fosters innovation, and client feed-back.  We continuously challenge our fundamental assumptions and the basic tenets of our investment approach (market efficiency, diversification, discipline and cost minimization).  Our research is empirical and is consistent with the methods employed by our parent American Institute for Economic Research.  Our observations are published in our monthly publication Investment Guide and applied in building and maintaining client portfolios.  This tested, objective approach allows us to provide our clients with the best tools available to meet their investment goals.

Advisory Staff

The Investment Committee meets regularly to set investment policies and recommendations. Portfolio Managers confer daily to exchange information and meet regularly with the research staff of the American Institute for Economic Research to discuss economic trends.

Board of Directors

AIS is governed by a board of directors appointed by AIER.