High Yield Dow (HYD)
Our low-cost High Yield Dow (HYD) service invests exclusively in the highest yielding Dow stocks according to our "4-for-18 model".
The model is based on research conducted by our parent organization, the American Institute for Economic Research, which examined the historical returns of the DJIA stocks. They concluded that a strategy concentrated on the 4 highest yielding DJIA stocks and utilizing an 18 month holding period provided the best combination of risk and return of over one thousand portfolio options they examined. For a detailed description of the research and strategy see the HYD Brochure.
This approach is essentially contrarian. It encourages investors to accumulate shares of large, well-established, often multinational companies with a policy of steadily expanding dividends at a time when the companies are out of favor. They are held until they return to favor and can be exchanged for a higher-yielding stock within the Dow.
- The model's 18-month holding period is designed to ensure that all capital gains in taxable accounts will be eligible for beneficial long-term treatment.
- The minimum account size is $100,000, although we recommend no less than $150,000 to give you a better cost break. Multiple accounts can be combined for purposes of calculating the minimum and the fee. Please see our fee schedule shown below.
Download an overview of the HYD service including management fee schedule and brokerage costs.
Download the HYD Brochure
Download Hypothetical Returns for the HYD Model Portfolio (results to 12/31/09)
Latest News
- Fourth Quarter 2009 AIS President's Letter to Clients
- Letter from the AIS President Regarding Asset and Money Market Protections at Our Custodians
- Market Response to Financial Crisis- The market is a complex mechanism that factors all relevant information and expectations into securities prices.
- Cutting throught the Confusion: Where to Turn for Help with Your Investments (published by the Coalition for Investor Education)
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Find out more about our low-cost professional asset management services. Complete and submit the AIS Financial Appraisal Form. We will provide a portfolio evaluation and recommendation report at no cost or obligation.

