Lead Article
Fom time to time it falls upon us to pull away the punch bowl just when the party is in full swing. To that end we remind our readers that gold, now at an all time high, is by far the most volatile of our recommended asset classes. Our target allocations exist to ensure discipline, and wise investors will maintain steady exposure to gold and avoid the current enthusiasm for piling in as the price rises . . .

Inside This Issue
Giving that Keeps on Giving
Before you Pop the Bubbly: Year End Reminders
The High-Yield Dow Investment Strategy
Eagle Types
Recent Market Statistics
Recommended Investment  Vehicles