American Investment Services, Inc.

Committed to helping our clients succeed

Financial Planning
Investment Management
Institutional Asset Management

"AIS publications do not appeal to the millions of investors who are addicted to chasing stock market fluctuations"

E.C. Harwood

American Investment Services (AIS) is an SEC Registered Investment Adviser* founded in 1978.

We proudly use funds provided by Dimensional Fund Advisors, Vanguard, and other low-cost providers.

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Covering developments in investment theory and financial markets, and analyzing their potential significance for individual investors. A review of the capital markets is published quarterly with sample investment allocations. Print and Digital subscriptions available

Even though AIS’ stated privacy policy and practice does not permit sharing of clients’ personally identifiable information (PII) with third-parties, due to the regulatory obligations imposed under the European Union’s (EU) General Data Protection Regulation (GDPR), AIS will no longer offer to or accept Investment Guide subscriptions from existing or new users located in the EU or the European Economic Area (EEA).

Get your complimentary portfolio review and proposal today

Individual investors please call
413-645-3327

Institutional investors please call
413-645-3255

The Coronavirus and Market Volatility

Fears about the COVID-19 outbreak led the Standard & Poor’s 500 Index into a correction (a drop of 10% or more from a recent high) in just six days, the fastest time to a correction from an all-time high ever. However, a few days afterward, stocks rallied, with the S&P 500—which recovered more than 40% of its losses from its February 19 close to its midday low on February 28—and other indexes notching record point gains. Since then, stocks have been extremely volatile.

When markets fluctuate, sticking to the plan you’ve laid out becomes more important than ever.

Benefits of Working with an Independent Investment Adviser

Understand exactly what you are paying for

We charge a fee based on a percentage of total assets managed. This fee structure is simple, transparent and easy to understand.

Know where your money is held

Our clients' assets are held at independent qualified third-party custodians. Each have strong balance sheets, and their primary business is servicing client assets rather than trading for their own accounts. Clients have real time online access to accounts and transactions.

Separation of asset management and fund management functions

This separation improves transparency and accountability, limits the potential for conflicts of interest, and provides for multiple independent reviews and oversight of accounts.

Unaffiliated brokerage accounts have full regulatory protections

The customer protection rule ensures that your assets are held in customer accounts that are segregated from the brokerage firm's assets. Client accounts are covered by the Securities Investor Protection Corporation and private excess insurance above those limits.

Staying in Your Seat